It is a Shari'a compliant account that offers 2 level of profits and offers unlimited transitions. It is based on the principle of unrestricted Mudharaba (Al-Mutlaqa), in which the investor (Rub-Al Mall) provides capital. The bank (Mudharib) provides expertise for the investment of capital to earn halal (lawful) profits, which will be divided between the two parties in agreed-upon ratios. Customers are able to deposit and withdraw their funds by using ATMs or visiting one of our branches
To top up your account-
Visit your nearest KHCB branch or Book an appointment with any branch ahead of time. Or alternatively, you can use our Online Banking or eDinar Services to add or transfer money from your other accounts to your Al Waffer account with just a few clicks.