It is a Shari’a compliant account that offers high profit with flexible tenor to suit the customer’s requirements. It is based on the principle of unrestricted Mudharaba (Al-Mutlaqa), in which the investor (Rub-Al Mall) provides capital. The bank (Mudharib) provides expertise for the investment of capital to earn halal (lawful) profits, which will be divided between the two parties in agreed-upon ratios.


  • Flexible tenors.
  • Competitive profit rates.
  • Can be an Individual or Joint account.
  • Monthly profit distribution.

*Terms and conditions apply