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“Al Waffer” is an investment account that’s compliant with the Provisions and Principles of Islamic Shari’a, in which funds are invested on the basis of “Absolute Mudarabah”. A minimum of BD 500 is required to open an account, where Entry Points towards Raffles are calculated for every BD 25 in the Account. In addition, "Al Waffer" Account offers two features to earn more chances of winning, which are “Al Waffer Club" and “Double Points program”.
 
Al Waffer Club
A club meant for Al Waffer Clients who have BD 5,000 or more deposited in their account, which offers exclusive benefits like:

• Debit Cards for Withdrawal (Only to the excess balance of the BD 5,000)
• Transactions through eBanking Services (Only to the excess balance of the BD 5,000)
• Entry into exclusive Prize Raffles​ for members

Double Points Program
A program that offers Clients additional points towards Prize Raffles, on the condition that the account balance is maintained or increased without making any withdrawals for over 90 days before the Prize Raffles.

Al Waffer 2021 Prizes

Month	Prize
February	BD 100,000
March	BD 100,000
May	BD 100,000
June	BD 100,000
August	BD 100,000
September	BD 100,000
November	BD 100,000
December	BD 250,000

Al Waffer Club 2021 Prizes

Month	Prize
April	10 Prizes:  BD 5,000 each
July	10 Prizes:  BD 5,000 each
October	10 Prizes:  BD 5,000 each

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Terms & conditions apply​